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First-Class Features and Benefits

At GMAC Insurance, we are committed to your complete safety, security and peace of mind – at affordable prices! As a GMAC Auto Insurance customer, here are a few of the industry-leading features and benefits you can enjoy:

SmartValet^® – We’ll pick up your damaged vehicle and bring you a rental car after a claim. Once your vehicle is repaired, we will deliver it directly to you and return the rental car.¹
SmartParts Promise^® – We guarantee the use of only Original Equipment Manufacturer (OEM) parts in collision repairs — at no extra charge!² Unlike the aftermarket parts many insurers use, OEM collision parts are manufactured to the same high quality standards as the original parts on your vehicle. At GMAC Insurance, we believe your vehicles deserve the best repairs possible.
Guaranteed repairs – We provide a Lifetime Guarantee on all collision repairs made at any of our Gold Medal Repair Shops.
No charge for new parts used in collision repairs – In collision repairs, you’ll only pay your deductible — even if we replace a depreciated part with a new one.
Guaranteed claims service satisfaction or we’ll waive your deductible — up to $250!³
Emergency Expense Allowance – We cover up to $500 in food, lodging and travel expenses after a covered claim, so you’ll never get stranded.
SmartReplacement^® – If you need to replace your vehicle after a total loss, we can refer you to an expert who will quickly search for the exact car you want. In other words, we’ll do all the legwork.
SmartInspect^SM– Once your car has been repaired after a claim, we will reinspect it upon request to ensure it is in top condition.

You can get all of this and more, plus a wide variety of premium-reducing discounts and flexible coverage options tailored to meet your specific needs. Get your free, no-obligation online quote, and enjoy the peace of mind and exceptional service you and your family deserve.

¹ Available nationwide through select repair shops. Applies to covered comprehensive or collision claims. Must have rental reimbursement coverage.

² This guarantee does not extend to radiators, A/C condensers, windshields, and routine maintenance parts, such as batteries, spark plugs and oil filters.

³ Not available in TX.

Eligibility, benefits, discounts and coverages may vary.

Underwritten by these member companies of the GMAC Insurance Group, Winston-Salem, NC: Integon Specialty Ins. Co., Integon Indemnity Corp., Integon General Ins. Co., New South Ins. Co., Integon Preferred Ins. Co., Integon National Ins. Co. and Integon Casualty Ins. Co., National General Ins. Co., National General Assur. Co., MIC General Ins. Corp. and GMAC Ins. Co. Online, Inc. Coverage not available in HI and MA. Coverage in NJ provided by High Point Property and Casualty Ins. Co. which is not affiliated with GMAC Ins. Some features may not be available.

Underwritten by National General Ins. Co. in TX and National General Assur. Co. in WA. Coverage purchased through agencies is underwritten in TX by Home State County Mutual Ins. Co., administered by Integon National Ins. Co.; and in WA by Integon Indemnity Corp., Integon Preferred Ins. Co., and New South Ins. Co.