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Homeowners Insurance Coverages

One size fits all just doesn't make sense when it comes to choosing homeowners insurance coverages. That's why the GMAC Insurance Homeowners Program* offers affordable homeowners insurance designed to protect your residence, your personal belongings and your bank account.

You'll also get peace of mind when it comes to personal liability. A guest who is injured on your premises may incur expenses that are your financial responsibility. The product is designed with that in mind.

Enjoy extensive homeowners insurance coverage options including:

Dwelling Coverage – protection to repair or replace your residence in the event of a covered loss.
Personal Property Coverage – protection for your personal property or possessions.
Structure Coverage – protection for structures in addition to your primary dwelling (such as storage sheds and pools).
Loss of Use Coverage – reimburses you for expenses you incur when you lose the use of your home after a covered loss.
Medical Expense Coverage – coverage of medical expenses to others as a result of bodily injury up to a certain limit.
Liability Exposures Coverage – coverage for bodily injury or property damage caused to another person.
Additional Coverages – are available to protect property such as personal computer equipment, business property, jewelry, bicycles, cameras, etc. Coverage for collectibles worth over $1,000, including musical instruments and cameras, may be specifically scheduled.

Ready to get started?

It's easy. Get an online homeowners quote or call 1-866-675-3669 for your free, no-obligation rate quote.

*The GMAC Insurance Homeowners Program is provided by member companies of the Homesite Ins. Group which is not affiliated with GMAC Ins. Member companies include: Homesite Ins. Co., Homesite Indemnity Co., Homesite Ins. Co. of California, Homesite Ins. Co. of Florida, Homesite Ins. Co. of Illinois, Homesite Ins. Co. of the Midwest, Homesite Ins. Co. of New York, Homesite Ins. Co. of Pennsylvania, Ranchers and Farmers Mutual Ins. Co., and Homesite Lloyds of Texas.

Underwritten in TX by Ranchers & Farmers Mutual Ins. Co. and Homesite Lloyds of Texas. Underwritten in WA by Homesite Ins. Co. of the Midwest.

Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.

Moving Tips

Reduce your home insurance premiums significantly with exterior lighting, smoke alarms, security systems, deadbolts and other means. Learn more.

GMAC SmartEdge offers tutorials in getting a mortgage, insurance and banking. Learn more.

Master policies vary widely from condo association to association. Do you know the insurance gaps you need to fill? Learn here.

It's free. And it only takes a few minutes.

or call 1-866-675-3669

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