
Homeowners Insurance Coverages
One size fits all just doesn't make sense when it comes to choosing homeowners insurance coverages. That's why the GMAC Insurance Homeowners Program* offers affordable homeowners insurance designed to protect your residence, your personal belongings and your bank account.
You'll also get peace of mind when it comes to personal liability. A guest who is injured on your premises may incur expenses that are your financial responsibility. The product is designed with that in mind.
Enjoy extensive homeowners insurance coverage options including:
- Dwelling Coverage – protection to repair or replace your residence in the event of a covered loss.
- Personal Property Coverage – protection for your personal property or possessions.
- Structure Coverage – protection for structures in addition to your primary dwelling (such as storage sheds and pools).
- Loss of Use Coverage – reimburses you for expenses you incur when you lose the use of your home after a covered loss.
- Medical Expense Coverage – coverage of medical expenses to others as a result of bodily injury up to a certain limit.
- Liability Exposures Coverage – coverage for bodily injury or property damage caused to another person.
- Additional Coverages – are available to protect property such as personal computer equipment, business property, jewelry, bicycles, cameras, etc. Coverage for collectibles worth over $1,000, including musical instruments and cameras, may be specifically scheduled.
Ready to get started?
It's easy. Get an online homeowners quote or call 1-866-675-3669 for your free, no-obligation rate quote.
Underwritten in TX by Ranchers & Farmers Mutual Ins. Co. and Homesite Lloyds of Texas. Underwritten in WA by Homesite Ins. Co. of the Midwest.
Coverage information is intended to be a summary and does not supplement or replace specific language of the insurance contract.
GMAC SmartEdge can help you understand auto financing. Learn more.
GMAC SmartEdge offers tutorials in getting a mortgage, insurance and banking. Learn more.
Your homeowners insurance generally doesn't cover your belongings during a move. Learn more.


