How to Lower Your Homeowners Insurance Premium
Whether insuring your house, condominium or the contents of your apartment, to lower your insurance premium and get the best possible rate:
- Consider choosing a higher deductible. It means more out-of-pocket expense in the event of a loss, but it can lower your premium.
- Also insure your auto with GMAC Insurance and save up to 10% on a homeowners policy through the GMAC Insurance Homeowners Program.*
- Install safety devices – something as seemingly simple as a deadbolt makes your home safer and can lower your premium.
- Be financially responsible. Insurance scores, used by insurance companies in some states, are partially based on your history of paying bills and managing credit. The more financially responsible you are, the lower your rate.
- Practice safety in the home! Homeowners that present a lower risk generally get lower premiums.
For a great rate, get a quote online, contact your local agent, or you may call us at 1-866-675-3669. It’s free and it’s fast!
*
The GMAC Insurance Homeowners Program is provided by member companies of the Homesite Ins. Group which is not affiliated with GMAC Ins. Member companies include: Homesite Ins. Co., Homesite Indemnity Co., Homesite Ins. Co. of California, Homesite Ins. Co. of Florida, Homesite Ins. Co. of Illinois, Homesite Ins. Co. of the Midwest, Homesite Ins. Co. of New York, Homesite Ins. Co. of Pennsylvania, Ranchers and Farmers Mutual Ins. Co., and Homesite Lloyds of Texas.
Underwritten in TX by Ranchers & Farmers Mutual Ins. Co. and Homesite Lloyds of Texas. Underwritten in WA by Homesite Ins. Co. of the Midwest.
Underwritten in TX by Ranchers & Farmers Mutual Ins. Co. and Homesite Lloyds of Texas. Underwritten in WA by Homesite Ins. Co. of the Midwest.
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